ETF vs index funds

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Not confident about creating your own equity portfolio? Indexing could provide a workaround with the help of exchange-traded funds (ETFs) and index funds. Both types of financial instruments mirror a specific stock market index. This could include benchmark indices like Nifty and Sensex, or some other index that follows a specific group of stocks. The advantages of investing in index funds or an ETF scheme are twofold: (1) your returns are in line with those of the index and (2) the likelihood of manager risk (common in case of actively managed mutual funds) is minimised.

What are index funds?

These are mutual fund schemes in which the fund manager creates an asset portfolio that replicates the chosen index. So, fund managers of index funds do not have to think about stock selection. They must simply minimise the tracking error—that is, the extent to which the fund does not mirror the index.

What are ETFs?

An ETF represents a basket of selected assets which mirror a specific index. All ETFs are … Read More

Finding Property Insurance Across the Globe – Lemonade Insurance

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The reason why so many people want insurance for their property is that it allows them to have some backup and become financially whole even after a mishap that causes a loss for them. They pay different insurance companies a small amount of money to make sure that the companies will cover for a great loss later on in life and allow them to stay facilitated and financially stable. That increases the importance of property insurance. Property insurance offers coverage against a ton of misfortunes including natural disasters which include monsoons, floods, fires, earthquakes and other climate-related harms. It also offers coverage against burglary. Your real estate assets can be some of your most expensive assets that take a lot of investment to rebuild. Having an insurance makes a property completely and absolutely safe from any kind of mishap, so it is a great thing to have. Most importantly, if you have property across the globe, you need an insurance company that can provide insurance internationally.

Especially if you are … Read More

Ways to Look After The Mental Health of Your Employees

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Work can be stressful and tiring, which can have a major effect on how employees feel at work. It can have both a physical and mental impact on their health, which is why it’s important as a business owner or manager to make the extra effort to ensure your employees are feeling well so they can get through their working day.

If you feel as though you need to put measures in place at your workplace so your employees can feel motivated and distressed whilst at work, here are a few tips that can help.

Flexible Working

Work perks tend to be enticing in the current millennial age as employees look for ways to look balance and social life. With a better work-life balance through flexible working, employees have the freedom to conduct their work in settings that suit them.

This means they also have flexibility with their social life as they’ll have the option to finish later, start earlier or attend appointments they may have during the day. … Read More

Asbestosis Compensation UK

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On 24th August 2019, the 20th anniversary of the British ban on asbestos passed without comment. However, asbestosis compensation in the UK is still a very relevant concern. The substance asbestos has been the cause of the country’s worst-ever occupational epidemic and kills thousands every year. The death of a man in Stonehouse in March of 2019 was suspected to have been due to him playing in a factory’s asbestos dust as a child, whilst a terminally ill woman from Dagenham has won a court case after she contracted cancer from washing her husband’s overalls.These are extreme cases, but the long-term lung condition asbestosis is also incredibly unpleasant. 

What is asbestosis?

Asbestosis is a long-term lung condition that is caused by the inhalation of asbestos fibres at work. Whilst it won’t always lead to cancer, asbestosis majorly increases the probability that you will develop a cancer that is linked to your prior inhalation of the dangerous substance. There is also unfortunately no way to reverse the damage of … Read More

Vankool Launches Solar Technology Air Cooler, VAB18-EQ-5

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Healthy living is the desire of everyone. The healthy life you want can be obtained from anywhere, in addition to nutritious food and a healthy lifestyle, it turns out the Air cooler can also provide unexpected benefits.

Behind its contribution to global warming, Air cooler still has benefits that you can receive, besides its main function as an air cooler.

Curious what are the benefits of using Air cooler for your health? Come on, list benefits if you using a product from Vankool Air Cooler below!

Function / Benefits of Air cooler for Health

1. Overcoming Heatstroke

Heatstroke is a condition where your body temperature rises dramatically due to exposure to excessive heat. The use of using Air cooler can be a solution to lower your body temperature and body temperature stability.

From the cold air released by the using Air cooler, body temperature will quickly return to normal.

2. Increase Productivity

Previously mentioned, the use of using Air cooler in a room can provide comfort to someone. In comfortable … Read More

A Guide on 3D Printing Market Size and Global Outlook

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3D printers seem quite popular these days but the technology is not as new as it is propagated. The first 3D was created in 1983 as a tool for recreational activities. At that time, the creator, Chuck Hull did not even realize its potential for industrial use. Despite being forgotten for some time, 3D printers evolved due to technological innovations in other fields. T3D printers were slowly being used for different purposes but not commercially. The media also highlighted the benchmarks set by 3D but their use on the industrial scale was still in the pipeline. Nonetheless, many industries saw 3D printer as an amazing prototyping tool and the machine entered the industrial landscape.

Global 3D Printing Market Outlook:

Since then, the 3D printing market has reached to exponential heights and it is now being used as a major manufacturing tool in many industries in the mature markets. The 3D printing market size is also increasing with every passing quarter as it is being favored in almost every developing … Read More

Become a Great Marketing

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Who doesn’t know the term marketing? In a company, marketing has the most important role. Why? Because marketing has a function to find, obtain, maintain and multiply consumers and dominate the market.

Image result for marketer

While the number of consumers owned by the company determines the amount of income. The greater the income that is successfully obtained, the company will grow, and vice versa.

Well, here are seven tips for success for those of you who want to pursue a profession as a marketing:

1. Create Consumer Strategies and Targets
Make promotional activities that can attract customers. For example by giving discounts, offering certain bonuses for purchases above the average, adding lottery prizes at special events, or holding several promotional activities involving consumers as participants. Like being the main sponsor of a happy bicycle activity, a healthy walk together, and other events aimed at building consumer loyalty.

Also determine the target and market segmentation between products and consumers, such as product A is suitable for what level consumers and make strategies and targets … Read More

3 Business Ideas That Must be Known in 2018

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The current economic development is growing rapidly and the level of business and business competition is getting tighter. Every year new entrants will be present with a variety of creativity to win the competition.

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For a beginner, it may be difficult to determine the promising business potential this year. Now people tend to want something more practical and efficient. For example, online transportation is successful because of its practicality.

Some types of business that will be discussed below are expected to be a source of reference especially for beginners, and want to start their careers in the field of small businesses but have the potential to generate a large income. What are they?

1. Online Business (Internet Marketer)

Online business will occupy the top position in business and business opportunities that have become a trend this year because it has been proven to have such a significant growth rate that it can be said to be promising enough to pursue.

Even this digital-based technology will be predicted to become one … Read More

Is Lending Money for Business a Good Idea?

It is completely normal for businesses to ask for a loan to finance their projects. If your savings are not enough for you to start a new business or launch another department, ensure you ask for a loan. In case you’re not into bank loans, then you probably need a capital infusion. Most lenders will offer you a loan if your credit score is high. In addition, lenders provide loans to businesses that have growth potential. Lucky you if you are based in Norway because NorskeAnmeldelser has a summary of lending companies that can offer you credit or loan. So, if you wish to know whether lending money for your business is a great idea, make sure you narrow down to the following details. 

Who Lenders Are

Lenders are financial institutions or businesses that offer money to entrepreneurs in need. They issue out loans with the expectations that borrowers will pay them back. Credit unions and banks are some of the lenders that issue loans to small and large businesses. … Read More

Types of Financial Reports You Must Have in Your Business

Financial statements are important for every business because they illustrate the concrete financial condition of the business. Both small businesses and large ones, of course, have to make financial reports.

Financial statements tend to be complicated and must be done by experts. Of course, as a boss, you do not want to accept financial statements carelessly. You can hire an accounting expert from lokalerevisorer.dk to manage it.

Some business owners still have not implemented a business financial management system properly. This is because they still use the money from the sale of their business for their personal needs before the financial statements are made.

Moreover, no shopping receipts are saved so it makes a frenzy about how much money has been spent on a business need. Thus, financial statements are very important. This article will explain what types of financial statements should be in your business.

Income Statement

An income statement is the first type of report that a company must-have. With this report, you can find out the business … Read More

7 Myths of Color Wall Paint That Is Not Well Followed. Is it True?

During this time, you must often read about the color of the house and its effect on yourself. He said, if you paint red wall paint in the kitchen and dining room, you can get fat quickly because you will continue to feel hungry. Then if you choose blue, you can tend to feel calm. Is this a myth or a fact huh?

Let’s try to find out the truth in the review below. If you already know, you will be more confident later on to choose the color of wall paint for the interior of your home. If you are looking for the best professional painters, just visit malerkanonen.dk.

Pink and Orange Wall Paint, Taboo!

Many people say that combining certain colors, one of which is pink and orange is taboo. Myth or fact? Apparently, it’s just a myth. This was said by interior designer Liz Williamz, as quoted from the Houzz site. According to him, there are no specific restrictions in combining colors for the interior. Pink … Read More

Recognize Signage as a Promotion Media

When crossing a city center, we often find the sign of a place, shop, company or institution. And for the type of writing, the color of the writing and the material are also very different. And to attract more attention, eye contact will definitely prefer a nameplate that has an appeal and also has a variety of colors. And now there is a sign that is loved by many people and that is signage. Although the signage industry itself is not many among the public, most companies have used it. On nordiksign.dk, you can find a variety of the best signage models that you can apply as an identity or promotional media for your business.

The signage itself is a form of writing that almost resembles a relief so that it will look like a 3D form. Generally, letters arise often used by a company, hotel, restaurant and also can be a certain product name. This will obviously be of interest to many people because it will have more … Read More

Customer reviews unravel the road to success for a business

For any business, success becomes easier to achieve when efforts are in synchrony with the desired outcomes, for the end customers. It hence becomes of a significant bit of importance to know your customers’ genuine opinions about your service. If a business is unsure about the customers’ opinion of their services, ensuring the best possible customer service comes by as a difficulty. 

The customer reviews can hence be used in a way that your business goes on to meet customers’ requirements in the best of ways. To get started with, it is very important to let your customer be heard. A number of top companies use reviews to a fine effect. They not just keep a track of customer reviews over review sites, but also use questionnaires and surveys to have a better idea about the customer experience that they provide. It lets them stay ahead of the competition curve.

Customer feedback is important and should never be ignored, irrespective of whether the feedback is positive or negative. A … Read More